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Pros No origination fee A wide range of loan terms available Credit-builder loan program available Cons Online applications are not accepted Rate quotes are available only in eight states The essential information you need about a BMO Harris personal Loan BMO Harris, a large commercial bank with full-services located in Chicago, is owned by Bank […]

Read more: Review of a personal loan from BMO Harris: A review of small loans and long terms

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These offers are no more available on our website: Chase Sapphire Reserve (r), Delta SkyMiles (r) Reserve American Express Card You have many options with premium rewards cards. The huge annual fees may give you cause for concern. The potential benefits of these cards often outweigh their costs by a large margin. There’s a reason […]

Read more: Is the annual fee worth it for premium rewards cards? Credit Karma’s Total Benefit Value can help...

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Two credit scoring models have been approved by the federal government that use alternative data to assess borrowers, in a move that could help millions more people get mortgages. The Federal Housing Finance Agency has given its approval to the FICO10T and VantageScore 4.0 credit scores models for loans backed Fannie Mae or Freddie Mac. […]

Read more: New scoring models may make it easier for you to purchase a home

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A major financial investment is required to buy a house. It can be expensive to purchase a home. From the down payment to the daily expenses that come after you move in, it can be quite costly. There are some areas homeowners might be able to cut costs, such as closing costs. You can negotiate […]

Read more: How can I get my closing costs waived?

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A HELOC for an investment property is a good option if you need to borrow money based on your home equity. Keep in mind, however, that HELOCs (or home equity lines credit) are often more difficult to get than HELOCs for primary property and less lenders will offer them. We will discuss the pros and […]

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A cash back debit card is an option if you don’t want a credit card, but still want cash back on purchases. Cash back rewards or credit cards are two common options. But what about cashback debit cards? A cash back debit card, which works in the same way as a cashback credit card, allows […]

Read more: 4 best cash back debit cards for 2023