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There is no car insurance available without a down payment. The phrase “no deposit” is misleading. You can’t get auto insurance without paying a deposit. You can save money on upfront costs by finding a provider that offers a monthly payment plan and allows you to start your coverage after paying only the first month. […]

Read more: No-deposit auto insurance: The Truth

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The credit card industry in the United States could undergo major changes as a result of new legislation. Credit Card Competition Act of 2023 is a law that aims at bringing competition into the credit card processing market, which Visa and Mastercard currently dominate. It could have a major impact on the relationship between consumers […]

Read more: Credit Card Competition Act – What you need to Know

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Some homebuyers who have strong credit ratings will be paying more for Fannie Mae or Freddie Mac-backed conventional mortgages, while others with less credit scores will pay less. In general, people with good credit scores will pay less overall than those with poorer credit. The Federal Housing Finance Agency’s fee restructuring caused some controversy, as […]

Read more: What is the impact of new FHFA fees on people with high or low credit scores?

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Several years from now, you might find yourself feeling overwhelmed by your financial situation. Mortgage, credit card debt, and a personal loan may seem overwhelming. To overcome this feeling, you must prepare well in advance. The long-term goals can be achieved in five years or longer. The guide explains how to create a long-term goal […]

Read more: There are 17 financial long-term goals to achieve at every stage in life

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What is a Financial Plan? Financial plans are documents that help you measure the progress of your financial education by tracking your financial goals. It can be hard to achieve your goals without a strong foundation and a plan for the future. A financial plan will help you to prioritize and track your progress on […]

Read more: Making a Financial Plan in 11 Steps

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A healthy financial life is built on a budget. You can create a budget to make sure you have the money you need for what is important. These 20 budgeting ideas are not restrictive but rather help you to get a better understanding of what you spend your money on. They can also help you […]

Read more: Budgeting Tips for Easy Money Management