Debt Management

Every debt payoff article on the internet says the same thing: “make a plan and stick to it.” Then they show you a chart with hypothetical numbers that have nothing to do with your life. Here are my actual numbers. The real ones. What I owed, what I was paying, what I changed, and where … Read more

I was lying in a hospital bed doing math in my head. Not the kind of math they teach you — the kind where you’re calculating how many years your special needs son might have to survive without you and whether the money you’ve been spending on drive-thru coffee and streaming services would’ve made the … Read more