Who We Are
This website is MyCreditGuide.org, operated by Thomas Sever. Our website address is: https://mycreditguide.org.
What Personal Data We Collect and Why
Contact Forms
If you submit a message through our contact page, we collect the information you provide (name, email address, message content). This information is used solely to respond to your inquiry and is not shared with third parties.
Cookies
This site uses cookies — small text files stored on your device — for the following purposes:
- Essential cookies: Required for basic site functionality, including WordPress session management.
- Performance cookies: Used by our caching system (LiteSpeed Cache) to improve site speed and performance.
- Analytics cookies: If Google Analytics is enabled, cookies are used to collect anonymous usage data — pages visited, time on site, general geographic location. This data helps us understand how visitors use the site so we can improve it. No personally identifiable information is collected through analytics.
- Affiliate cookies: When you click an affiliate link, the affiliate partner may place a cookie on your device to track the referral. These cookies are governed by the affiliate partner’s privacy policy, not ours.
You can control cookies through your browser settings. Most browsers allow you to block or delete cookies. Note that blocking essential cookies may affect site functionality.
Embedded Content From Other Websites
Articles on this site may include embedded content (e.g., videos, images, links). Embedded content from other websites behaves in the same way as if the visitor has visited the other website. These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content.
Who We Share Your Data With
We do not sell, trade, or rent your personal information to third parties. Data may be shared in the following limited circumstances:
- Hosting provider: Our website is hosted by IONOS (1&1). They may have access to server logs that include IP addresses and page requests as part of standard web hosting operations.
- Analytics: If Google Analytics is enabled, anonymized usage data is processed by Google. See Google’s Privacy Policy for details.
- Legal requirements: We may disclose information if required by law or in response to valid legal processes.
How Long We Retain Your Data
Contact form submissions are retained for the purpose of responding to your inquiry and are not stored beyond what is necessary. Server logs are maintained by our hosting provider per their standard retention policies.
What Rights You Have Over Your Data
If you have submitted personal information through this site (such as a contact form submission), you can request that we provide you with an export of the personal data we hold about you, or that we erase it. This does not include any data we are obligated to keep for administrative, legal, or security purposes.
Children’s Privacy
This website is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided personal information through this site, please contact us and we will remove it.
Changes to This Policy
This privacy policy may be updated from time to time. Changes will be posted on this page with the updated date. We encourage you to review this policy periodically.
Contact
If you have questions about this privacy policy or your data, please contact us.
Last updated: February 14, 2026