MyCreditGuide.org is a participant in various affiliate advertising programs designed to provide a means for sites to earn advertising fees by advertising and linking to financial products and services.
What That Means in Plain English
Some of the links on this site are affiliate links. When you click on one and take an action — like applying for a credit card, signing up for a service, or getting approved for a loan — I may earn a commission from the company. This doesn’t cost you a penny more than going directly to the company’s website.
How Affiliate Links Are Identified
I aim to be transparent about which links are affiliate links. In many cases, affiliate links are managed through ThirstyAffiliates and may redirect through this site before reaching the product page. If you’re ever unsure whether a link is an affiliate link, assume it might be.
Does This Affect My Recommendations?
No. My recommendations are based on personal experience, research, and whether I believe a product is genuinely useful for people in situations like mine — rebuilding credit, managing debt, or navigating financial planning with a special needs dependent.
I will never recommend a product I don’t believe in just because it pays a commission. I will never hide a better option because it pays less. If I haven’t personally used a product, I’ll tell you that and explain why I’m still recommending it.
The affiliate income helps keep this site running and free to use. It does not influence what I write or what I recommend.
Affiliate Programs
MyCreditGuide.org may participate in affiliate programs including, but not limited to:
- Credit card affiliate programs
- Personal loan and lending affiliate programs
- Credit repair service affiliate programs
- Financial tool and service affiliate programs
This list may be updated as new partnerships are established.
FTC Disclosure
In accordance with the Federal Trade Commission’s guidelines concerning the use of endorsements and testimonials in advertising (16 CFR Part 255), this site discloses that it receives compensation for products and services reviewed or linked to on this site.
All opinions expressed on this site are my own. I am compensated to provide my opinion on products, services, websites, and other topics. The views and opinions expressed on this site are purely my own, and any product claim, statistic, quote, or other representation about a product or service should be verified with the manufacturer, provider, or party in question.
Questions
If you have questions about the affiliate relationships on this site, please contact me.
— Thomas Sever