There were 27,770 credit counselor jobs in the United States in May 2025, with a median annual wage of $52,230 and a mean of $57,210. Texas had the most, 3,950, followed by Florida (2,410), California (2,160) and New York (2,020). Relative to population, the District of Columbia had the most, 15.7 per 100,000 residents.
What credit counselors do
BLS defines credit counselors as workers who advise and educate people or organizations on taking on and managing debt. That can mean helping choose a type of loan, explaining loan terms, setting up a debt management plan, or advising on student financial aid. Self-employed counselors are not counted.
Pay by state
Median pay was highest in California ($67,120), Georgia ($64,080) and District of Columbia ($63,580), and lowest in Missouri ($30,580) and Tennessee ($38,730). BLS does not publish job counts for 8 states: Alabama, Alaska, Hawaii, Kansas, Missouri, Montana, South Dakota, Vermont.
Credit counselor jobs by state
| State | Jobs | Per 100k residents | Median pay | Mean pay |
|---|---|---|---|---|
| Texas | 3,950 | 12.6 | $48,220 | $50,420 |
| Florida | 2,410 | 10.3 | $46,300 | $50,130 |
| California | 2,160 | 5.5 | $67,120 | $71,180 |
| New York | 2,020 | 10.2 | $63,030 | $68,590 |
| Michigan | 1,260 | 12.4 | $52,160 | $57,490 |
| Illinois | 1,170 | 9.2 | $51,930 | $55,920 |
| Pennsylvania | 1,110 | 8.5 | $58,330 | $60,680 |
| Arizona | 980 | 12.9 | $51,480 | $53,970 |
| Tennessee | 950 | 13.1 | $38,730 | $54,070 |
| Ohio | 890 | 7.5 | $51,160 | $59,150 |
| Massachusetts | 770 | 10.8 | $63,240 | $67,020 |
| Wisconsin | 770 | 12.9 | $52,140 | $57,550 |
| Virginia | 760 | 8.6 | $51,550 | $54,630 |
| Indiana | 740 | 10.7 | $48,180 | $49,680 |
| Minnesota | 580 | 10.0 | $62,160 | $61,310 |
| Washington | 560 | 7.0 | $62,360 | $65,530 |
| New Jersey | 530 | 5.6 | $57,180 | $56,680 |
| Georgia | 460 | 4.1 | $64,080 | $57,980 |
| Iowa | 440 | 13.6 | $48,130 | $50,110 |
| Colorado | 360 | 6.0 | $57,130 | $58,940 |
| Maryland | 350 | 5.6 | $60,450 | $63,310 |
| North Carolina | 320 | 2.9 | $46,180 | $51,110 |
| Oregon | 280 | 6.6 | $59,150 | $61,840 |
| Nebraska | 260 | 13.0 | $62,510 | $67,760 |
| South Carolina | 250 | 4.6 | $53,190 | $53,010 |
| Oklahoma | 230 | 5.6 | $46,950 | $49,690 |
| Kentucky | 220 | 4.8 | $48,150 | $52,900 |
| Mississippi | 210 | 7.1 | $45,990 | $45,440 |
| New Mexico | 200 | 9.4 | $50,390 | $56,120 |
| Utah | 190 | 5.4 | $51,330 | $69,870 |
| Maine | 170 | 12.1 | $55,490 | $57,890 |
| Nevada | 170 | 5.2 | $55,480 | $57,640 |
| New Hampshire | 170 | 12.1 | $58,830 | $60,340 |
| West Virginia | 150 | 8.5 | $45,860 | $45,010 |
| Louisiana | 130 | 2.8 | $47,250 | $48,880 |
| Rhode Island | 130 | 11.7 | $58,480 | $63,330 |
| District of Columbia | 110 | 15.7 | $63,580 | $75,640 |
| Connecticut | 100 | 2.7 | $54,710 | $57,200 |
| Idaho | 90 | 4.5 | $51,130 | $56,940 |
| Arkansas | 50 | 1.6 | $45,060 | $49,330 |
| Delaware | 40 | 3.8 | $52,840 | $61,860 |
| Wyoming | 40 | 6.8 | $42,580 | $44,400 |
| North Dakota | 30 | 3.8 | $52,220 | $55,810 |
| Alabama | Not published | Not published | $48,120 | $52,040 |
| Alaska | Not published | Not published | Not published | Not published |
| Hawaii | Not published | Not published | Not published | Not published |
| Kansas | Not published | Not published | Not published | Not published |
| Missouri | Not published | Not published | $30,580 | $40,230 |
| Montana | Not published | Not published | Not published | Not published |
| South Dakota | Not published | Not published | $48,890 | $48,120 |
| Vermont | Not published | Not published | Not published | Not published |
Occupation 13-2071, Credit Counselors, May 2025. Employment is rounded by BLS and excludes self-employed workers. "Not published" means BLS did not release that estimate. Jobs per 100,000 residents is our calculation using Census 2024 ACS one-year population.
Source
U.S. Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 state estimates for occupation 13-2071, retrieved through the BLS public data API on October 23, 2026. U.S. government data in the public domain. Our tables are available under CC BY 4.0. Credit "My Credit Guide (mycreditguide.org)".
Steven Reynolds, "Credit Counselor Jobs and Pay by State," My Credit Guide, October 23, 2026, https://mycreditguide.org/data/credit-counselor-jobs-by-state/.