U.S. commercial banks held $1,105.9 billion in credit card and other revolving plan loans in the week ending Oct 14, 2026, not seasonally adjusted. That is +4.9% from the same week a year earlier ($1,054.6 billion) and $+13.3 billion from four weeks earlier.
The Federal Reserve publishes these figures every Friday in its H.8 release, which makes them the most frequent official read on card debt. Monthly consumer credit (G.19) and the New York Fed's quarterly household debt report come out later and cover lenders beyond banks.
Large and small banks
Large domestic banks held $1,002.1 billion, and small domestic banks $103.8 billion. The small-bank figure jumped from $93.8 billion to $103.5 billion in the week ending Oct 7, 2026. That size of change in one week usually reflects a reclassification, a bank moving between the large and small groups or a portfolio changing hands, rather than new borrowing; the H.8 release did not give a reason. Compare large and small bank figures across that week with care. The all-bank total, which is not affected by banks moving between groups, is the better guide to the trend.
Last 16 weeks
| Week ending | All banks | Large banks | Small banks | All banks, change from a year earlier |
|---|---|---|---|---|
| Oct 14, 2026 | $1,105.9B | $1,002.1B | $103.8B | +4.9% |
| Oct 7, 2026 | $1,104.2B | $1,000.6B | $103.5B | +4.7% |
| Sep 30, 2026 | $1,096.4B | $1,002.6B | $93.8B | +4.4% |
| Sep 23, 2026 | $1,092.9B | $997.5B | $95.4B | +3.9% |
| Sep 16, 2026 | $1,092.5B | $997.2B | $95.3B | +3.8% |
| Sep 9, 2026 | $1,092.2B | $997.0B | $95.2B | +4.0% |
| Sep 2, 2026 | $1,083.8B | $989.5B | $94.3B | +3.4% |
| Aug 26, 2026 | $1,090.6B | $995.0B | $95.6B | +4.0% |
| Aug 19, 2026 | $1,092.3B | $995.7B | $96.5B | +4.2% |
| Aug 12, 2026 | $1,089.7B | $993.7B | $96.0B | +4.0% |
| Aug 5, 2026 | $1,088.5B | $992.9B | $95.7B | +4.0% |
| Jul 29, 2026 | $1,089.9B | $994.0B | $96.0B | +3.9% |
| Jul 22, 2026 | $1,087.7B | $992.1B | $95.6B | +4.1% |
| Jul 15, 2026 | $1,088.5B | $993.4B | $95.1B | +4.2% |
| Jul 8, 2026 | $1,090.3B | $995.2B | $95.1B | +4.4% |
| Jul 1, 2026 | $1,086.9B | $992.8B | $94.1B | +4.5% |
Weekly levels, Wednesday figures, not seasonally adjusted, in billions of dollars. Balances rise around the holidays and fall early in the year, so compare with the same week a year earlier rather than the week before. Large domestic banks are the 25 largest domestically chartered banks by assets; small domestic banks are all other domestically chartered banks. All commercial banks also include foreign-related institutions, so large plus small does not equal the total. The Fed revises recent weeks and occasionally rebenchmarks the whole series. Series: CCLACBW027SBOG, CCLLCBW027SBOG, CCLSCBW027SBOG. The CSV has every week from June 2000.
Source
Board of Governors of the Federal Reserve System, H.8 Assets and Liabilities of Commercial Banks in the United States, retrieved from FRED, Federal Reserve Bank of St. Louis, October 24, 2026. Our table is available under CC BY 4.0. Credit "My Credit Guide (mycreditguide.org)".
Steven Reynolds, "Weekly Credit Card Balances at U.S. Banks," My Credit Guide, October 24, 2026, https://mycreditguide.org/data/weekly-credit-card-balances/.